Following nationalisation and the transfer of the Bradford & Bingley savings business and retail branch network, we are permanently closed to new business as we no longer have the ability to offer new mortgages or further loans.
If interest rates rise, we won't be able to offer you a more competitive deal. You could find you’re paying a higher interest rate (with higher monthly payments) than you could get elsewhere.
If your circumstances change, and you need to borrow more money for home improvements or a large purchase, we won’t be able to lend you any more.
That’s why we want to help you find a better deal elsewhere – because you could be better off with another lender.
Of course we will continue to support you as much as we can, for as long as you’re with us.
How to find a better mortgage deal – in minutes
Our online deal finder can search the market for you, comparing mortgages from most lenders against the criteria you set.
This is a completely independent service provided by Defaqto, a leading supplier of financial information to a wide range of organisations, including the FSA. We receive no commission from any of the mortgage providers featured on this impartial service.
Speak to an independent mortgage advisor – with no advice fees
We recommend that you speak to an independent advisor to find a mortgage that meets your needs.
If you don’t have one, we can introduce you to mortgageforceTM who may be able to help. As one of the UK’s leading mortgage brokers they can give you impartial, expert whole of market advice. And with numerous consumer and industry awards, you can be confident they’ll help you find the best mortgage for your needs.
mortgageforceTM are waiving their usual advice fees for customers that we refer directly. Please contact us if you’d like to be put in touch.
Alternatively you can find your own broker at Unbiased. Please be aware that many brokers charge for their advice.