Planning your budget

It's always a good idea to keep track of where your money is going. The budget planner below should help you build up a clear picture of your income and expenditure each month to help you avoid or overcome any problems paying your mortgage.

The budget planner will also give you an idea of the sort of information we will need you to provide if you call us to discuss mortgage payment difficulties. We will ask you these details during our discussion, so it's a good idea to check you have the information to hand when you call us.

Plan your budget now Plan your budget now

If you require a copy to save and print see our PDF version

If you would like to see how future interest rate rises could affect your monthly mortgage payments, then please try our rate rise calculator. Simply enter a few basic details about your mortgage and we will show you what your payments could rise to should rates rise in the future.

See how rate rises could affect you here

Interest Rate Calculator Interest Rate Rise Calculator
Launch our Interest rate
calculator

If you are concerned that you may struggle to meet your monthly payments in the future then please contact us as soon as possible to see how we can help you.

Your Income

Monthly IncomeOverall Balance
Wage or Salary
Benefits
Pension
Maintenance
Savings and Investments
Other sources of income
Total Income: Total Savings:
TOTAL

Your Expenses

Monthly OutgoingsTotal Owed
Home and property
Insurance and protection
Household utilities
Vehicle costs
Other financial services
Family costs
Other expenditure
Total Outgoings: Total Owed:
TOTAL

Your Current Position

Rate Rise Calculator

Interest Rate Rise Calculator

£

years months

%

Calculation results

If interest rates rise by
Current rate0.25%0.50%1.00%2.00%3.00%5.00%
your monthly payment will be* 0.00
An increase of 0.00

* Please note - this calculator provides an illustration of a repayment or interest only mortgage with interest calculated monthly. The actual payments may differ.